Topic: More on money. . .
Just over a year ago I decided that the reason I never seemed to have any money was because there was something I didn't understand about how it works. Here are some ideas I have found extremely useful.
1. Thinking about money in terms of how much you want to have creates stagnation. Instead think about it in terms of how much is flowing through you. A corollary to this is to spend your money in a fashion where it can more easily come back to you, i.e. using services of friends and family. Supporting local business, etc.
2. Carry cash with you at all times. More than you need. Then when you reach into your pocket to pay for something your thought process is "I have money.", which results in having more money, instead of "I don't have any money.", which results in not having money. Of course, you need a little discipline to prevent against blowing your wad.
3. This one has been huge for me. Use 13 period accounting to keep track of your finances instead of the traditional 12 month method. I use the Dreamspell calendar for this http://mayan.tzo.com:888/dreamsp/download/download.htm. This gets your mind thinking in terms of equal segments of time, and also provides for one period each year where you don't have to pay a particular bill. Ex. I make 12 mortgage payments, but have 13 periods so every year there is one period that I don't have to make a payment. Bonus!