Thought I'd resurrect this thread with the latest example of "cash free coerscion" I've experienced. I don't know, I think this topic is important, and that we're all going to see an increase in this push....and I do mean push! They love to push this on people, it's so flippin' obnoxious!
The latest involved the temp company I was recently just working for (before I went out and got a job on my own). Right as I was finishing up with them 3 weeks ago and transitioning over to my new job, the temp company sent out a letter with our paychecks telling everybody that they would be switching banks very shortly, (due to being bought out by another company) and that this was a bank that did not have any branches here in Virginia, so, as a result, they are STRONGLY URGING all of their associates to just switch to Direct Deposit with their own local banks.
.
.
.
Hahn?? I just couldn't get over that, the way they were basically TELLING everybody what they should be doing, and creating a situation where they were backing everybody into a corner and then only presenting them with one option...direct deposit. That's it. It was just like that other temp company I registered with who presented only one paycheck option to me...the plastic Visa paycheck card. !!
So now this company is doing the same thing, basically. Strongly pushing / presenting only one option for receiving one's paycheck, and it just so happens to be non-cash form. The kicker is, there are other options, both if you have a bank account, and if you don't have a bank account. If you have a bank account, you can still bring your physical paycheck to your bank branch and get it cashed for cash back. And if you don't have a bank account, it's called......Check Cashing Stores. They're everywhere, and go by various names, but they are there, and it's always another option. You don't **have** to do Direct Deposit or have a plastic paycheck card. They charge nominal fees to cash your checks, but then again, so doesn't Bank of America if you cash one of their checks but you're not an account holder.
I tell you, the more that people try to push no-cash on me, the more I get all stubborn and persistant. Although in the end, I know it's a losing battle, and even using check cashing stores is still another form of evil. Two sides of the same coin.
So at any rate, it was just lucky timing for me that I decided to head out on my own and left the temp company right as all this malarky was going down. !! What a headache. I just love though how they picked some obscure bank that has no branches in Virginia. Gotta love it....
"Life's journey is not to arrive at the grave safely in a well preserved body, but rather to skid in sideways, totally worn out, shouting "Holy shit ... what a ride!" - Anonymous
-----
"I get by with a little help from my (higher density) friends."
-----